AI adoption is accelerating, but risk is outpacing governance and understanding. Bank Director’s 2026 Risk Survey shows that AI-enabled fraud—particularly scams and deepfakes—is a top concern among bank execs, with one in five reporting incidents affecting their institution or customers. Meanwhile, execs’ limited familiarity with agentic AI is creating uneven oversight as capabilities become more autonomous.
How clearly has your bank defined where AI is and isn’t permitted? Where does your governance model strain under more autonomous tools? How are you balancing speed to compete with control over fraud and data exposure?
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