Big Banks Reinvest in Branches; Expectations for Reg Relief Rise

 Large banks are reshaping competition through targeted branch expansion, even as net closures continue, according to S&P Global Market Intelligence. Since 2015, the 14 U.S. banks with more than $100 billion in assets have opened over 2,500 branches, led by JPMorgan Chase and Bank of America, which highlight branch density as a key driver of gains in deposit share.

Another S&P article discusses banks’ expectations for regulatory relief in 2026 as regulators pursue changes to capital rules, supervision, and asset thresholds, alongside a supervisory shift toward material financial risk amid declining staffing levels.